Granite Credit Union’s Young Investor Products: The Smart Way to Save and Grow

At Granite Credit Union, we believe in empowering the next generation of financial leaders. That’s why we’ve created the YoungInvestor Savings Account, designed exclusively for members aged 0–26. This account helps you jumpstart your financial journey by offering incredible benefits that grow with you.

Why Choose Granite’s YoungInvestor Account?

Granite’s YoungInvestor Savings Account is packed with benefits to help young savers build a solid financial foundation from the start. Here’s why it stands out:

  • Incredible 5% APY: Get a bonus 5% APY on balances up to $1,000. Watch your savings grow faster than ever. Once your balance exceeds $1,000, the account transitions to our standard savings rate—still a great deal!

  • Youth-Focused Design: Whether you're a parent saving for your child's future or a young adult taking charge of your own finances, this account is perfect for helping you reach your savings goals.

  • No Monthly Fees: Say goodbye to monthly maintenance fees and keep more of your money where it belongs—working for you.

Turn Your Spare Change Into Real Savings with Round-Up

Granite Credit Union’s Round-Up option makes saving as easy as swiping your card. Here’s how it works:

When you make a purchase with your debit card, the amount is rounded up to the nearest dollar, and the difference is automatically deposited into your YoungInvestor Savings Account. For example, if you buy something for $1.75, it rounds up to $2.00, and $0.25 is deposited into your account.

It’s an effortless way to make saving a habit. Plus, with Granite’s Round-Up Match, you can accelerate your savings even further:

  • Granite will match up to $50 in Round-Up deposits made by December 31, 2025.

  • Round-Up balances are deposited daily, making saving easy and automatic.

Offer valid until December 31, 2025. Visit any branch, call 801-288-3000, or chat with us online to sign up for Round-Up today.

Start Early, Save Smart

Saving money when you’re young can be challenging, but with Granite’s YoungInvestor Savings Account, you’re not just saving—you’re investing in your future. Start with the bonus 5% APY, and watch your savings grow as you build a strong financial foundation that will pay off for years to come.

Ready to Begin Your Journey?

It’s never too early to start building a secure financial future. Open your YoungInvestor Savings Account today and give your savings a boost with Granite Credit Union’s Round-Up feature. Visit the Young Investor page or contact us at 801-288-3000 to get started.

Granite Credit Union’s YoungInvestor products are the smart, easy, and rewarding way to take control of your finances and watch your savings grow. Join today and invest in your tomorrow!

Taylor Maag