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Granite Credit Union

You are leaving Granite Credit Union's web site to go to a site not operated by the credit union. Granite Credit Union is not responsible for the content of that web site. Granite Credit Union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Granite Credit Union.

Online and Mobile Banking

Mobile App

Convenient 24/7 access to your accounts from your phone 

Manage your card from anywhere and help reduce fraud.
That’s cool

Mobile Wallet

Pay in-store directly from your phone 

Zelle®

A faster and safer way to send and receive money from those you know 

Online Banking

Perform many of your banking needs from your computer 

Online Statements

Get more organized with easy access to your statements

Online Bill Pay

Schedule your bills to be paid on-time automatically

Money Desktop

Manage and budget your finances inside online banking

Direct Deposit

Your employer can automatically transfer your paycheck to your Granite Account.
I’m interested

Wire Transfers

A secure way to send and receive large sums of money.
I’m interested

Visa

Safety and acceptance worldwide.
I’m interested

Mobile App

Convenient 24/7 access to your accounts from your phone

Download our mobile app for free from iTunes App Store or Google Play Store and access all the services of online banking from your phone for convenient on-the-go service. 

Click the link below to download the app.

 
  • Check your balance 

  • Make transfers and loan payments 

  • Find branches or ATMs near you 

  • Deposit checks 

MobiMoney

Control at your fingertips 

Granite currently partners with the MobiMoney App to conveniently manage your card from anywhere and help reduce fraud. MobiMoney comes with card controls to help keep your money safe. 

 

NOTICE: We are launching a new, enhanced card control mobile app called Card Suite Lite, effective April 30th. MobiMoney will be discontinued and no longer function beginning at 1:00 am MT on Tuesday, April 30, 2024. After that time current users will no longer be able to access MobiMoney. Starting at 5:00 am MT on Tuesday, April 30, 2024, Card Suite Lite will be available to download to your mobile device from the Apple App Store or Google Play. Download links will be made available here at that time. Members will need to download the Card Suite Lite app and register their cards to enjoy the security of card control management.

  • Turn your debit card on/off 

  • Get instant card transaction alerts 

  • Set spending limits 

  • Restrict usage based on location, transaction type and merchant preference 

Mobile Wallet

Pay from your phone 

Use your Visa card in your Mobile Wallet and pay in store directly from your phone. It’s safe, secure and convenient. Available through Apple Pay, Google Pay and Samsung Pay. 

  • Safer than carrying a card or cash in your wallet  

  • Widely accepted 

  • Easily use for online shopping 

  • Rewards can be stored in a mobile wallet 

  • Saves time 

  • Contactless payment 

Online Banking

Bring the credit union to your computer 

Access your account 24/7 from your computer. With Online Banking, you can perform many of your banking needs without having to make a trip to a branch. 

 
  • Check your balance 

  • View transaction history 

  • Make transfers and loan payments 

  • Pay bills 

  • Deposit checks 

  • Apply for loans 

  • Find branches or ATMs near you 

Online Statements

Clear up the clutter 

No paper, no fuss. No waiting for a statement to be mailed. You can get more organized and access your statements online anytime from anywhere.

Log into your account on Online Banking to enroll!

Online Bill Pay

Convenience at your fingertips 

Managing bills and payments can sometimes feel overwhelming. Online Bill Pay, through Granite Credit Union, can help you organize and easily manage your monthly bills. 

From our online or mobile banking sites, you can schedule one-time or recurring payments to be made from your Spend Account. You can even set up reminders and connect directly to certain providers like the cable or electric company.  

A little set up will save you time and hassle each month and you can count on us to deliver the payments on time. 

Login to online banking today and choose Online Bill pay from the services menu. 

 
  • A free service with your GCU Spend Account  

  • Schedule payments to anyone, anywhere 

  • Worry-free on-time guarantee 

Money Desktop

Budgeting made easier 

With Granite’s online banking, users have access to great features, including a complimentary, easy-to-use Personal Financial Management (PFM) tool. When you are in your online banking, select Money Desktop in the “••• Menu” selection for a comprehensive view of your finances. It combines all your information from multiple accounts into a single dashboard from which you can perform important money management tasks.

  • Track spending: review and categorize spending to see where your money is going and how you can make improvements.

  • Monitor accounts: get an overview of all accounts including balances, transactions and other important activity.

  • Perform transactions: send money to someone, make loan or bill payments and transfer funds easily.

  • Create budgets: define spending limits for monthly expenses including bills & utilities, food & dining, shopping, auto & transportation, services and more.

  • Manage debt: determine the total amount of money you owe and create a customized pay-off plan that fits your finances.

  • Set alerts: keep tabs on your accounts with alerts for security, spending and other activity.

  • Access resources: enjoy tools and services such as a loan payoff calculator, eStatements, stop payments, check reordering and more.

  • Identify trends: identify financial trends that may help you save money or spend smarter.

  • Open accounts: open sub-accounts to save for something special, budget for certain expenses and more.

For more information about Money Desktop, use our live chat support or contact us at 801-288-3000.

  • Check balance information 

  • View transaction history 

  • Review trends in spending 

  • Manage debts 

  • Keeps your information safe and secure 

 

Tip

ClickSwitch makes it easy to move all your other accounts, direct deposits, and recurring payments to Granite Credit Union so all your account activity is in one convenient place.

Click to Become a Member

Contact Information

Granite Credit Union

3675 South 900 East
Millcreek, Utah, 84106

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
**APY = Annual Percentage Yield.
We provide links to third party partners independent from Granite Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Granite Credit Union.

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