You are leaving Granite Credit Union's web site to go to a site not operated by the credit union. Granite Credit Union is not responsible for the content of that web site. Granite Credit Union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Granite Credit Union.
Check balances, make transfers and payments, deposit checks, find us.
I’m interested
Show off how you make life happen.
Design my card
Prepare for the unexpected.
Tell me how
Get an idea of what your monthly payment would be with different terms.
Show me the numbers
Want to know what makes Granite the best place to get auto loans? We offer one of the lowest interest rates around but we don’t stop there. Only Granite offers rate discounts with every 3 months of on-time payments, saving you money over the life of your loan. You’re automatically enrolled when you get your auto loan with Granite.
It’s really that simple! You make your payments on time for 3 months and your interest rate drops .05%. The rate is fixed and will never go up. So, if you miss a payment, your rate stays the same and the clock just starts over. Keep making payments on time and watch your rate vanish.
We think getting an auto loan should be the easy part of buying a car. When you finance with Granite Credit Union, you’ll worry less about the financing and focus more on hitting the road and making life happen.
We’re committed to offering you the best rates, and service around and no one else gives you rate discounts just for making your payments on time.
So go ahead and make your dream of a new (or new-to-you) car a reality , grab your snacks, roll the windows down, and hit the road.
| Loan Term | APR* | Rate Type | Estimated monthly payment | Apply Today! |
|---|---|---|---|---|
| 48 months | Fixed | $23.83 per $1,000 borrowed | Auto Loan Application | |
| 60 months | Fixed | $19.80 per $1,000 borrowed | ||
| 72 months | Fixed | $17.16 per $1,000 borrowed | ||
| 84 months** | Fixed | $15.58 per $1,000 borrowed |
*APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. Rates and terms may vary based on credit profile and credit union services used. Rates and terms subject to change without notice. No down payment required. .05% discount earned for every 3 months of on-time payments and may be subject to a rate floor. Membership required. New money loans only. Other terms and conditions may apply, please ask for details.
**73+ month loans require a minimum loan amount of $20,000 or a vehicle two years old or newer.
Borrow 100% or more
Apply online, in branch, or phone
Flexible terms up to 84 months
Earn rate discounts for on-time payments
Loan protection plans available
Life comes up with all kinds of surprises. But at Granite, we don’t think that needs to slow you down. So, whether you’re ready to “pop the question” or need to replace that old water heater, we can help you get the cash you need quickly to keep moving forward.
Stay on track and handle those surprises, whether good or bad. With always low rates and fast approvals, we’re always there for whatever life throws at you.
Flexible terms from 12 to 48 months.
| Loan Term | APR* | Rate Type | Estimated monthly payment | Apply Today! |
|---|---|---|---|---|
| 12 months | Fixed | $87.91 per $1,000 borrowed | Personal Loan Application | |
| 36 months | Fixed | $32.73 per $1,000 borrowed | ||
| 48 months | Fixed | $26.33 per $1,000 borrowed | ||
| 48 months | Variable | $26.33 per $1,000 borrowed** | ||
| Overdraft Line of Credit | Fixed | $20.00 min monthly payment |
*APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. Rates and terms may vary based on credit profile and credit union services used. Rates and terms subject to change without notice. No down payment required. Other terms and conditions may apply.
**Subject to change with changes in variable rate.
And what better way to kickstart your adventure than with a no-hassle loan from Granite Credit Union. Whether you hear the call of the open road, mountain trails, or wide-open water, we’ll help get the wind in your hair sooner.
From boats to motorcycles, snowmobiles to side-by-sides, and jet ski’s to trailers and RVs you can count on Granite for the best rates and service around.
So, pack up your bag - your adventure awaits.
| Loan Term | APR* | Rate Type | Estimated monthly payment | Apply Today! |
|---|---|---|---|---|
| 72 months** | Fixed | $17.53 per $1,000 borrowed | Adventure Loan Application | |
| 84 months | Fixed | $15.58 per $1,000 borrowed | ||
| 120 months | Fixed | $12.39 per $1,000 borrowed | ||
| 144 months | 8.99% | Fixed | $11.37 per $1,000 borrowed |
*APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. Rates and terms may vary based on credit profile and credit union services used. Rates and terms subject to change without notice. No down payment required.
Other terms and conditions may apply.
**72 month term maximum on non-street motorcycles and ATV’s.
