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You’re insured to at least $250,000.
Contact one of our Business Team members for all your business needs.
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View our current dividend and loan rates for businesses.
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A Business Visa allows you to make purchases without using your business as collateral. Low Rate and Rewards options are available with the same 25-day grace period as consumer cards. Either way you have no annual fee.
| Rate Type |
APR* | Type |
|---|---|---|
| Business Low Rate | Variable | |
| Business Rewards |
Variable |
*APR is Annual Percentage Rate. Your rate and terms may vary based on your credit profile. Loans offered on approved credit not all members will qualify. 25-day grace period on purchases. No annual fee. All account terms are governed by the Cardholder Agreement. Account and Agreement terms are not guaranteed for any period of time: all terms may change in accordance with the Agreement and applicable laws.
Business Credit Card Agreement
No annual fee
Low interest rates
25-day grace period
Contact a Granite Business Team member to get started.
Business Line of Credit gives you open, also known as revolving, credit so you can use only the amount you need when you need it. It can help protect your business from cash flow challenges. You receive a loan with a predetermined amount of funds you can borrow from to make purchases, repay what you’ve used and borrow again. A Business Line of Credit has a lower interest rate than a Business Visa so you can pay it off faster.
For current rates please contact our Business Department at 801-288-3070.
Line of credit must be secured with Real Estate.
**APR is Annual Percentage Rate. On Variable Rate loans, the index is based on the “U.S. Prime Rate” as listed in the “Money Section of the Wall Street Journal on the third Wednesday of March, June, September, and December plus a margin to be disclosed in your closing documents. The APR will never be greater than 18.00%. Any interest rate increase will result in more payments of the same amount until the amount owed has been repaid.
Low variable rate
Low fees
Contact a Granite Business Team member to get started.
Purchase the facilities you need with competitive fees, good rates, and terms up to 84 months. Financing through Granite’s local business team saves you time and money.
For current rates please contact our Business Department at 801-288-3070.
Low fees
Good rates
Local approval
Contact a Granite Business Team member to find a home for your business.
Maybe the facility you need hasn’t been built yet. We’ve got you covered there too with terms up to 84 months. With years of experience right here in the Salt Lake valley, our local experts can help make the process smooth sailing.
| Loan Term | APR* as low as | Origination Fee | LTV |
|---|---|---|---|
| <24 Months | 80% |
Interest rates and Annual Percentage Rates (APRs) listed are the lowest offered and are based on approved credit. Rates may be higher according to an applicant’s credit history and additional underwriting factors. Ask your loan originator what qualifications may apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation.
Variable rate
Local approval
Contact a Granite Business Team member to discuss your project.
Whether you need a car to visit clients, a van to deliver products, a truck to transport equipment, or whatever unique needs your business has, we’re always there to help you make it happen. You get great rates and flexible terms just like you would on a personal vehicle loan.
| Loan Term |
APR* as low as | Type |
|---|---|---|
| 48 Months | Fixed | |
| 60 Months | Fixed | |
| 72 Months | Fixed | |
| 84 Months | Fixed |
**APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. Rates and terms may vary based on credit profile and credit union services used. Rates and terms subject to change without notice. The credit union may offer other rates and terms or amend the rates and terms contained in this schedule from time to time.
Every business has certain tools it needs to operate. Stay competitive with up-to-date equipment that keeps your business running smoothly and allows you to meet your customers’ demands as your business grows. Equipment loans are available so you can have the equipment and machinery you need to run your business. We’ll even match competitors’ rates.
Contact our Business Department for current rates at 801-288-3070.
Contact a Granite Business Team member and get the tools you need.
