Tips to Avoid Fraud This Holiday Season
Tips to Spot and Prevent Fraud
A little prep work can go a long way in protecting your finances. Follow these helpful tips:
Double-Check Links: Always verify websites and email senders before entering payment details.
Enable Card Alerts: Granite CU’s card alerts (via the Card Suite Lite app) can notify you about card activity and changes in near real time, and you can also set security and spending alerts inside online/mobile banking. Card Suite Lite
Use Secure Networks: Avoid shopping on public Wi-Fi networks, using public charging stations, or clicking links in messages, as all of these can expose your data.
Beware of Urgency: Scammers often try to pressure you with “limited-time offers” or “act now” tactics.
Monitor Your Accounts: Regularly review your statements to catch any suspicious charges early.
Pro Tip: If you get a message that doesn’t seem right—stop, think, and verify before clicking or responding.
Smart Spending for a Stress-Free Holiday
Holiday shopping can easily lead to overspending. A good plan helps you stay within budget and start the new year financially strong.
Set a Spending Limit: Create a holiday budget and stick to it.
Prioritize Meaningful Gifts: Focus on thoughtful presents rather than expensive ones.
Track Expenses: Use tools like Granite Credit Union’s mobile app & Card Suite Lite app to track your real-time spending.
Consider Alternative Loan Options: To avoid high-interest credit cards, consider Granite Credit Union’s affordable loan options for larger purchases.
Plan Ahead: Save early for next year’s holiday season to prevent last-minute financial stress.
How Granite Credit Union Has Your Back
Granite Credit Union is always here to make your holiday season safer and more manageable. We offer:
Card Alerts & Monitoring Tools to help detect unusual spending quickly.
Budget-Friendly Loan Options to keep your holiday plans on track without high-interest debt.
Educational Resources to help you recognize fraud before it happens.
Friendly Support Teams are ready to assist if you suspect fraud on your account.
Your peace of mind is our top priority. When you bank with Granite Credit Union, you gain financial tools and partner with a team committed to your security and success.
Enjoy the Holidays with Confidence
With preparation, awareness, and the right financial tools, you can protect your wallet and enjoy all the magic of the holidays. Let Granite Credit Union guide you to safer spending and stress-free celebrations this season.
