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Welcome to a smarter way to manage your everyday finances. If you live or work in Salt Lake County, you shouldn't have to choose between the convenience of a Checking Account and the earning power of a Savings Account. At Granite Credit Union, our Dividend+ Checking Account gives you the best of both worlds.
Designed specifically to help you build wealth while managing daily expenses, our high-yield dividend checking empowers West Valley residents to maximize their money—all while enjoying the outstanding local service of a community-focused credit union.
Traditional banks often force you to lock your money away in CDs or restrictive accounts just to earn a decent return. Dividend+ Checking is different. It is a fully functional, everyday account that actively rewards you for your balance.
Keeping your money safe shouldn't cost you money. We believe in transparent, straightforward banking. With Dividend+ Checking, you get to keep what you earn without worrying about surprise monthly maintenance fees slowly eating away at your balance.
Earn high yields without sacrificing your purchasing power. Your funds remain entirely liquid and fully available for grocery runs, bill payments, and ATM withdrawals whenever you need them.
Why settle for pennies when your Checking Account could be generating real income? Dividend+ Checking features tiered balances that reward you with compounding monthly dividends. Once your average daily balance reaches $5,000, you begin earning our highly competitive dividend rates, allowing your everyday funds to grow passively.
We look at your financial health as a complete ecosystem, which is why we built a unique feature into our Checking Accounts that you won't find at major national banks.
When you maintain a minimum balance of $5,000 in your Dividend+ Checking Account, you automatically unlock a bonus dividend rate on your Granite Money Market Account. This powerful combination allows you to earn top-tier yields on both your everyday spending money and your dedicated savings, accelerating your financial growth beyond what standalone accounts can.
Grow your wealth with absolute confidence. Just like the FDIC insures bank deposits, your Granite Credit Union accounts are federally insured by the National Credit Union Administration (NCUA) up to $250,000, ensuring your hard-earned money is always protected.
When you bank with Granite, you aren't just a customer—you're a member and a partial owner.
Because we are a not-for-profit financial cooperative, we don't answer to Wall Street shareholders. Instead, we return our profits directly to our members through lower loan rates, fewer fees, and higher dividends on accounts like Dividend+ Checking.
We have deep roots right here in Utah. When you have a question or need financial guidance, you aren't routed to an overseas call center. You get to speak with our local team, who understands the West Valley community. Need assistance? You can easily contact us to get personalized support from people who live and work in your neighborhood.
Enjoy the high-tech convenience of a modern digital bank, backed by the reliable infrastructure of a local credit union.
Manage your money on your schedule. Our intuitive Digital Banking platform gives you 24/7 access to your Dividend+ Checking Account. Check your balances, transfer funds, pay bills online, and deposit checks instantly using just your smartphone camera.
Whether you need to make a cash deposit or speak with a teller face-to-face, we make it easy. Find a local branch or fee-free ATM right here in West Valley and throughout the Salt Lake Valley, ensuring your cash is never out of reach.
Ready to stop paying bank fees and start earning real dividends on your everyday money? Making the switch to Granite Credit Union is fast, secure, and fully online.
Take control of your financial future and experience the unique benefits of the Money Market Boost.
