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Running a business takes relentless dedication, and your financial institution should work just as hard as you do. At Granite Credit Union, we understand the unique challenges facing local entrepreneurs. That is why we offer flexible, fee-friendly Business Checking in Taylorsville, UT, designed to keep your money working for your business. Whether you are a sole proprietor launching your first venture or an established corporation scaling operations, our checking accounts provide the robust tools you need with the personalized, local service you deserve.
When you bank with a corporate mega-bank, you are just an account number. As a member-owned credit union, Granite is deeply invested in the Salt Lake Valley community. All of our decisions are made locally, which means you get faster answers and a banking partner that genuinely wants your business to succeed.
Big banks love to nickel-and-dime business owners with hidden charges. We believe in keeping things transparent. Both our Small Business Checking and Organizational Checking Accounts feature no monthly fees and no minimum balance requirements, ensuring your capital stays where it belongs—in your business.
Why just spend when you can earn? Our flagship Business Cashback Checking Account actually rewards you for your daily operations. You earn a full 1% cash back on your total monthly business debit card purchases. Whether you are buying inventory, booking travel, or stocking the office, your everyday expenses actively boost your bottom line.
Competitors frequently charge premium fees for basic business tools. With Granite, your account includes the essentials for free:
Free mobile pay
Free online Bill Pay
A free business debit card
Your first box of checks, completely free
No two businesses are exactly alike, which is why we offer four distinct account tiers to match your specific transaction volume and structure.
Perfect for sole proprietors, freelancers, and startups. This account provides fee-free daily expense management, giving you a solid financial foundation without the stress of maintaining high balances.
Designed for larger operations with higher transaction volumes. You get the same fee-free reliability as our small business tier, built to handle the heavier cash flow of a growing company.
If your established business carries higher daily balances, your money should be earning for you. This account keeps your funds fully liquid while yielding competitive dividends, blending the flexibility of checking with the earning power of a Savings Account.
The premier choice for DBAs, LLCs, and corporations that regularly use a debit card. For a low $10 monthly fee, you unlock 1% cash back on all debit transactions, easily paying for itself while rewarding your operational spending.
Switching to a local credit union does not mean sacrificing modern convenience. We provide enterprise-level technology designed for the modern business owner.
Manage your cash flow from anywhere in Taylorsville or beyond. Your account includes full access to the Granite Mobile App, remote deposit capture for processing checks from your desk, the Card Suite Lite app for ultimate debit card control, and seamless integration with QuickBooks.
Granite is a full-service financial hub. Beyond checking, we offer localized merchant processing to help you accept payments smoothly, robust payroll solutions, and dedicated business savings accounts to build your commercial reserves.
Requirements vary slightly based on your entity type, but generally, you will need your Employer Identification Number (EIN), a valid business license, and your articles of incorporation or organization. To streamline the process, you can review our full requirements and establish your eligibility on our membership page.
Yes. Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA). For larger enterprises carrying significant capital, our Always Insured - ICS Money Market accounts can safely protect up to $25,000,000.
We know that untangling your finances from another bank can feel daunting. Our local Business Team provides a hands-on transition process, guiding you step-by-step to ensure payroll, automatic payments, and vendor deposits switch over seamlessly without disrupting your operations.
Ready to elevate your company's finances with a credit union that puts you first? Our dedicated Business Team is standing by to help you select the perfect account for your goals.
Contact us today or call (801) 288-3000 to speak directly with a business specialist. If you prefer to meet face-to-face, stop by a local branch and discover the Granite Credit Union difference.
