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Share Dividends

Effective: 12/27/2013
Account Type Minimum
Balance
Dividend
Rate
APY
Regular Savings $0.01 0.10% 0.10%
Christmas Club $0.01 0.10% 0.10%
IRA Shares $0.01 0.15% 0.15%
IRA Shares $5,000.00 0.20% 0.20%
IRA Shares $20,000.00 0.25% 0.25%
Money Market $2,500.00 0.15% 0.15%
Money Market $20,000.00 0.20% 0.20%
Money Market $75,000.00 0.25% 0.25%

APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are earned daily and paid monthly. *Minimum balance requirements apply to average daily balance (amount of principal in account each day). **All savings rates are variable, this means the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.

Certificate Rates

Effective: 07/01/2014
Certificate
Term
Minimum
Balance
Dividend
Rate
APY
6 Months $500 0.25% 0.25%
12 Months $500 0.50% 0.50%
18 Months Alumni* CD $500 0.75% 0.75%
24 Months $500 0.75% 0.75%
36 Months $500 1.00% 1.00%
48 Months $500 1.25% 1.26%
60 Months $500 2.00% 2.01%

*Alumni Certificates available to members age 55 & over. APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are earned daily and paid quarterly. Minimum balance requirements apply to average daily balance (amount of principal in account each day). Penalties may be imposed for early withdrawal.