Buying a car can be a tricky, even a scary thing. Let Granite help set your mind at ease with fast friendly and convenient lending options. Our low rates will have you behind the wheel singing at the top of your lungs in no time. Here are some reasons to sing even louder.

  • Fixed or Variable rate options
  • Flexible terms up to 84 months
  • Pre-approvals to save you from the dealership hassle
  • Get a fair and competitive rate even if your credit isn’t perfect.

See current rates


Another great option is Granite’s Vanishing Rate Auto Loan. We introduced this, and it’s still the best product available. Here’s how it works:

  • Start with an already low fixed rate
  • Make on-time payments.
  • Watch your interest rate disappear

Your rate drops 0.25% after 6 on-time payments, and then another 0.10% for every 6 on-time payments after that. Keep it up and you’ll get the final 6 months of your loan with ZERO interest. Whether building or fixing your credit, Granite’s Vanishing Rate is the smart way to go!

Ask a loan officer if this is the best option for you.