1st Time Car Buyers Program

Get the Best Deal for 1st Time Car Buyers!

1st Time Auto Buyer Program

Congratulations, you are ready to buy your first car!

Our 1st Car Buyer Program will have you on the path of financial success. We think you should be rewarded for making your auto loan payments on-time.

  • Start with a low rate.
  • Make payments on-time.
  • Watch your interest rate disappear.

Your rate will drop 0.25% after 6 on-time payments, and then another 0.10% for every 6 on-time payments after that. Keep it up and you’ll get the final 6 months of your loan with ZERO interest. Our 1st Time Car Buyer is a great way to start building you credit history.

For full details contact a Loan Officer today!

Insure Both Car and Auto Loan

Debt Protection

For just a few dollars a month you can protect yourself if you can’t make your payment due to an injury that prevents you from working. “Debt Protection” can be a wise investment.

Debt Protection


GAP coverage protects you from having to pay the difference between what your insurance pays and what you still owe an a car in the case of an accident.

GAP Coverage


Mechanical Breakdown Protection will protect you from expensive mechanical repairs on your new car.

Mechanical Breakdown Protection


It’s always a good idea to get a couple of quotes when you buy car insurance. You can purchase car insurance through the TruStage Insurance Program.

Car Insurance

NADA and AutoCheck

N.A.D.A. and AutoCheck

Preparation will help you get the best possible deal when you shop for your new car. It’s very helpful to know the value of the car you’re looking for and the value of the car you may be trading in. A “friendly” dealer is happy to provide this information to you, but having the information before hand will give you an advantage when negotiating. Trust us, you can never be overly prepared when shopping for a car.

Contact a Loan Officer to look up vehicle’s value and history.

With a Car Loan at Granite you’ll enjoy all the “PERKS” of Membership!

Get an Even Better Interest Rate with Relationship Pricing!

Get a better interest rate when you use other services  with Granite Credit Union.

Direct Deposit

Online Banking

Bill Pay

Online Statements