Personal Loans

Need a Little Extra Cash?

Sometimes you need some extra cash for computer equipment, to consolidate debts or other personal needs. A Granite Credit Union Personal Loan is a simple way to obtain a loan even without pledging collateral. We offer the best rates and most convenient terms possible.

Share/Deposit Secured Loans

This is a great option if you are working on building your credit! Secure your loan with your own funds and build your credit history while paying yourself back at a low interest rate and minimum monthly payment.

Unsecured Loans/Signature Loans

An unsecured loan is a simple way to obtain a loan without collateral. This is a great option for debt consolidation, a new computer or other personal needs.

Overdraft Loans

Sometimes, despite the best budgeting practices, unexpected expenses can sneak up and catch us unprepared. An overdraft line of credit is a great way to be prepared for those unexpected emergencies. A line of credit is a loan available if you are running a little short. We’ll cover your expenses (up to your approved limit) so you can still use your debit card or online banking to pay your bills. You’ll pay a small interest charge until you are able to pay back the loan and get back on track.

Whether taking a dream vacation, remodeling your home or dealing with unexpected expenses, a Personal Loan from Granite Credit Union can get you on track quickly.

Apply online or call 801-288-3000 or toll free 1-888-428-8326.

Personal Loans

Rate Type
Effective Date - 08/01/2019TypeAPR
12 monthsFixed6.24%
36 monthsFixed7.24%
48 monthsFixed8.24%
Up to 48 monthsVariable7.24%
Overdraft Line of CreditFixed 18.00%
APR is Annual Percentage Rate. Your rate may vary based on your credit score and the credit union services you use. Rates and terms are subject to change. The credit union may offer other rates and terms or amend the rates and terms contained in this schedule from time to time.