AUTO LOANS
RV AUTO LOANS
PERSONAL LOANS
VISA LOANS
LOAN PROTECTION
Auto Loans that take you places - header

Loan Term
APR* as low asType
60 Months2.99%Fixed
72 Months2.99%Fixed
84 Months3.99%Fixed
60 Months3.24%Variable
72 Months3.49%Variable
84 Months4.24%Variable

Your next adventure starts from your own driveway. Backpacking through the five national parks, camping in the Uintas, cheering your daughter on at the state championship game…we can get you there. With a convenient application process and rate matching guarantee, our auto loans focus on getting you into your dream car, so you can focus on making memories. Grab your snacks, roll down the windows, and hit the road! Granite Credit Union is always there so you can make life happen.

GRANITE AUTO LOANS

  • Always low rates no matter your credit score
  • Terms up to 84 months
  • Finance up to 100%
  • Convenient application – online, in branch or by phone
  • Rate matching

We’re excited to announce we’ve teamed up with Carvana, the leading e-commerce platform for buying used cars, to provide you with a simple, affordable and convenient car buying solution.

Through the partner Carvana website you can:

  • Browse certified inventory of over 15,000+ vehicles all with: low mileage, no reported accidents of CarFax, and a 150-point inspection
  • Shop from home: buy online with delivery or pickup available as soon as the next day
  • Get more for less: save valuable time and money by shopping online
  • Buy with confidence: 7-day money back guarantee, 100-day warranty
  • Finance with ease: easily finance a Carvana purchase using our financing

Members and community come first, and our partnership with Carvana is just another example of our daily commitment to giving you the best products and services to meet your needs. We are thrilled with the value, convenience, and transparency Carvana offers, and we can’t wait to help our members take advantage of it.

Carvana Start Shopping Prompt
Recreational Vehicle to make more fun - header

You rode your ATV most of the day. Now you’re laughing and telling stories around the campfire with friends and family. It’s the perfect ending to your day and reminds you of what is really important in life. Knowing you can soon get a comfortable sleep in your new travel trailer only adds to your contentment. With our convenient application process and our rate matching guarantee, our RV loans focus on getting you into the outfit just right for your next adventure. Bring the firewood, hitch up your jet skis and find that perfect spot on the lake! Granite Credit Union is always there so you can make life happen.

GRANITE RV LOANS

  • Always low rates no matter your credit score
  • Terms up to 120 months
  • Finance up to 100%
  • Convenient application – online, in branch or by phone
  • Rate matching

GRANITE TIP:

A term up to 120 months may be the best way to get into a boat or travel trailer. Our loan officers can structure a loan just right for you.

Term
APR* as low asType
72 months5.49%Fixed
72 months4.74%Variable
84 months5.99%Fixed
84 months4.74%Variable
120 months6.24%
Fixed
Up to 120 mos.5.49%
Variable

Personal Loan to get things done - header

Rate Type
APR*Type
12 months6.24%Fixed
36 months7.24%Fixed
48 months8.24%Fixed
Up to 48 mos.6.74%Variable
Overdraft L.O.C.18.00%Fixed

Cruising the Caribbean in February with your friends is a nice way to spend part of your winter. Pack your sunscreen, swimming suits and snorkel because you’re going to enjoy the sunshine. Of course, having the money in your savings account is the ideal, but don’t let being a little short on cash stop you.  With Granite’s convenient application process and easy approval, our Personal Loan will get you there. Take your laptop to research the fun things to do and see…and be sure to throw in the flip flops. Granite Credit Union is always there so you can make life happen.

GRANITE PERSONAL LOANS

  • Always low rates!
  • Terms up to 48 months
  • Easy approval process
  • Convenient application – online, in branch or by phone

GRANITE TIP:

A short term loan may be the best way to get your fun paid off quickly. Our loan officers can help you structure your loan so you’ll be ready for your next adventure.

Visa to have options - header

For the past year you used your Granite VISA for all of your purchases, giving you enough Score Points to travel big this year! You and your spouse are back-packing through Europe, the historical sites are beautiful and the locals are so friendly. When you buy the perfect gift in Switzerland, VISA automatically converts your dollars to Euros at the best exchange rate and you’re already earning points for next year’s adventure. Carry your Granite VISA everywhere you go! Granite Credit Union is always there so you can make it happen.

GRANITE VISA PLATINUM WITH REWARDS

  • No annual fee
  • Low interest rates
  • 25-day grace period on all purchases
  • Earn rewards!

GRANITE LOW RATE VISA PLATINUM

  • No annual fee
  • Lowest interest rates
  • 25-day grace period on all purchases
  • No rewards

GRANITE TIP:

If you pay off your entire balance each month, you’ll never pay any interest. Talk to a loan officer about which card is best for you. It’s nice to have options.

Rate Type
APR*Type
VISA Platinum Awards
9.99%Variable
VISA Platinum Low Rate8.49%Variable
See the  VISA Cardholder Agreement and the  VISA Application and Solicitation Disclosure.

Loan Protection to ease your mind - header

Life is an adventure and you have to take risks on occasion. Smart borrowers evaluate risks and determine where they need protection. Your loan officer can discuss ways to mitigate risk. Sometimes the peace of mind is worth the additional monthly cost. Discuss ways to protect yourself with a Granite Credit Union Loan Officer.

GRANITE LOAN PROTECTION

  • Debt Protection
  • GAP Protection
  • Extended Warranty

GRANITE TIP:

Purchasing “Extended Warranty” on your car can protect you from expensive repairs down the road. Talk to a loan officer about the cost and determine which protection may be right for you.

Effective Date -11/1/2019

Personal Loans

*APR is Annual Percentage Rate. Loans offered on approved credit, not all members will qualify.

Your rate may vary based on your credit score and the credit union services you use. Rates and terms are subject to change. The credit union may offer other rates and terms or amend the rates and terms contained in this schedule from time to time.

On Variable Rate loans the index is based on the “U.S. Prime Rate” as listed in the “Money Section of the Wall Street Journal on the third Wednesday of March, June, September and December plus a margin to be disclosed in your closing documents. The APR will never be greater than 18.00%. Any interest rate increase will result in more payments of the same amount until the amount owed has been repaid.

Vanishing Loans are available on personal loans only (Not for business vehicles).

VISA

*APR is Annual Percentage Rate. All account terms are governed by the Cardholder Agreement. Account and Agreement terms are not guaranteed for any period of time: all terms may change in accordance with the Agreement and applicable laws.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.

Granite Credit Union is an Equal Housing Lender.

More info