BUSINESS LINE OF CREDIT
COMMERCIAL REAL ESTATE
EQUIPMENT & VEHICLE
BUSINESS VISA
COM. CONSTRUCTION
BUSINESS TEAM

Loan Term
APR as low asType
60 Months3.24%Fixed
72 Months3.49%Fixed
84 Months4.49%Fixed
60 Months3.74%Variable
72 Months3.99%Variable
84 Months4.74%Variable

Your biggest client is a little slow making their payment this month. Luckily, you set up a Business Line of Credit at your credit union, so not need to worry. You know your client will come through, just a little late. In the meantime, you can still make payroll and get your bills paid on time. Take a deep breath and get back to working at what you love. Granite Credit Union is always there so you can make payroll!

GRANITE BUSINESS LINE OF CREDIT

  • Low variable rate
  • Low fees

GRANITE TIP:

Protect you business from cash flow problems with a business line of credit. Call a member of our business team to help you with this.

Your business has expanded and you’re busting at the seams. A new building is a big investment but is finally necessary. Financing through Granite’s local business team will save you time and money. They’ll get to know you and your business…and they know our area. Granite Credit Union is always there so you can expand your business.

GRANITE COMMERCIAL REAL ESTATE LOANS

  • Low fees
  • Good rates
  • Local approval

GRANITE TIP:

Get your Commercial Real Estate from a Business Loan Team that approved your loan locally.

Loan Term
APR* as low asType
60 Months4.50%Fixed
72 Months4.75%Fixed
84 Months4.50%Fixed

Vehicle Loan Rates

Loan Term
APR as low asType
60 Months3.24%Fixed
72 Months3.49%Fixed
84 Months4.49%Fixed
60 Months3.74%Variable
72 Months3.99%Variable
84 Months4.74%Variable

It’s time for a new business vehicle.  and you know you’ll get the same great service at Granite Credit Union as you get on your personal loans. With a convenient application process and rate matching guarantee, our business vehicle and equipment loans focus on getting you the right terms so you can get your work done on time. Get the right truck and the right equipment at the right credit union. Granite Credit Union is always there so you can make business happen.

Contact our Business Department for current Equipement Loan Rates.

GRANITE TIP:

Match the term of your loan with the expected life of the equipment. Our Business Team can help with this!

You use your VISA debit card for most of your business purchases. Occasionally though, you need to access your business line of credit with your VISA Credit Card. And why not, you earn reward points on each purchase, just like your personal VISA. Your work hard and why not let your VISA purchases fund part of your next big adventure. Grab your card and get the work done! Granite Credit Union is always there so you can make life happen.

GRANITE BUSINESS VISA CREDIT

  • No annual fee
  • Low interest rates
  • 25-day grace period on all purchases
  • Earn rewards!

GRANITE TIP:

Earn travel rewards each time you use your Business VISA Credit Card. Our Business Team can help with this!

Rate Type
APR*Type
Business Low Rate10.99%Variable
Business Rewards
12.49%Variable

Loan Term
APR* as low asType
60 Months4.50%Fixed
72 Months4.75%Fixed
84 Months4.50%Fixed

Save money on your next commercial construction loan.  Call one of our Business Team to discuss your project. Granite Credit Union is always there so you can make your business happen.

GRANITE COMMERCIAL CONSTRUCTION

  • Variable rate
  • Local approval

GRANITE TIP:

Match the term of your loan with the expected life of the car. Our loan officers can help with this!

Effective Date -9/3/2019

Business Loans

*APR is Annual Percentage Rate. Loans offered on approved credit, not all members will qualify.

Your rate may vary based on your credit score and the credit union services you use. Rates and terms are subject to change. The credit union may offer other rates and terms or amend the rates and terms contained in this schedule from time to time.

Business Line of Credit

*APR is Annual Percentage Rate. On Variable Rate loans the index is based on the “U.S. Prime Rate” as listed in the “Money Section of the Wall Street Journal on the third Wednesday of March, June, September and December plus a margin to be disclosed in your closing documents. The APR will never be greater than 18.00%. Any interest rate increase will result in more payments of the same amount until the amount owed has been repaid.

Business VISA

*APR is Annual Percentage Rate. All account terms are governed by the Cardholder Agreement. Account and Agreement terms are not guaranteed for any period of time: all terms may change in accordance with the Agreement and applicable laws.

Business Credit Card Agreement

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.

Granite Credit Union is an Equal Housing Lender.

More info