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Granite Credit Union

You are leaving Granite Credit Union's web site to go to a site not operated by the credit union. Granite Credit Union is not responsible for the content of that web site. Granite Credit Union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Granite Credit Union.

Three-Month Certificate for Savvy Savings

Three Month Certificate

Savvy Savings

With an uncertain economy and fluctuating rates, Granite Credit Union's Three-Month Savings Certificate boasts a high dividend with no early withdrawal penalty so you can save smarter for the short term and be ready for whatever the future holds. What’s more, you can add deposits to this certificate so you can keep growing your funds. That’s what we call savvy savings.

If you’re a current member, you can open a certificate in online banking. If not, give us a call at 888-GCU-TEAM or 801-288-3000 or stop by a branch to get started.


See Three-Month Certificate Account Rates & Terms

Three-Month Certificate Savings Account Rates

Account Term Rate APY
Three-Month Certificate** 3.460% 3.50%

*APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Contact a Member Service Representative for details. Federally insured by NCUA. Three-Month Certificate will automatically renew upon maturity unless withdrawn.
Truth-in-Savings/Fee Schedule
Membership Account Agreement
Funds Availability Policy

  • No monthly fee

  • No minimum deposit

  • No early withdrawal penalty

  • Additional deposits allowed

  • Principal insured up to $250,000

  • Conveniently open in Online Banking or talk to an MSR today

Mobile App

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Savings Certificate

Vary your investments. Check out our other great savings certificates.
See the options

Money Market

A smart way to store your money. Earn dividends on accessible funds.
Check it out

Investment Services

Cetera Advisor Networks offers expert advice for investing, wealth management, and retirement planning at Granite.
Learn more

Click to Become a Member

Contact Information

Granite Credit Union

3675 South 900 East
Millcreek, Utah, 84106

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
**APY = Annual Percentage Yield.
We provide links to third party partners independent from Granite Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Granite Credit Union.

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